Crypto Market Update: January 28, 2026

Focus Tokens Overview: XRP, XLM, HBAR, FLR, and XDC

Today, key tokens Ripple (XRP), Stellar (XLM), Hedera Hashgraph (HBAR), Flare Networks (FLR), and XDCE Crowd Sale (XDC) all showed solid gains, reflecting growing interest in blockchain projects with real-world use cases.

• Ripple (XRP): $1.93, up 2.92% in 24h
  Ripple continues to benefit from its strong presence in cross-border payments and partnerships with financial institutions. The steady price rise suggests confidence in its expanding network.
• Stellar (XLM): $0.211, up 3.17% in 24h
  Stellar’s focus on facilitating fast, low-cost international transfers is attracting attention, especially as more companies explore blockchain for remittances and microtransactions.
• Hedera Hashgraph (HBAR): $0.108, up 2.93% in 24h
  HBAR’s unique technology, which offers fast and secure transactions using a hashgraph consensus, is gaining traction among enterprises seeking scalable blockchain solutions.
• Flare Networks (FLR): $0.0108, up 3.70% in 24h
  Flare’s integration with Ethereum and other blockchains positions it well for interoperability, fueling positive sentiment and price growth.
• XDCE Crowd Sale (XDC): $0.039, up 1.53% in 24h
  XDC benefits from its hybrid blockchain approach targeting trade finance and supply chain improvements, leading to steady investor interest.

Why the gains? Market optimism is supported by ongoing developments such as Fidelity Investments launching its own stablecoin, signaling institutional trust in blockchain technology’s future. Despite some regulatory headwinds—like the UK banning Coinbase ads—the overall momentum for practical blockchain solutions remains positive.

Bitcoin and Ethereum Snapshot

• Bitcoin (BTC): $90,103, up 2.54% in 24h
  Bitcoin’s steady rise continues as it remains the leading store of value in crypto, attracting both new and seasoned investors seeking stability.
• Ethereum (ETH): $3,029.75, up 4.18% in 24h
  Ethereum gains are driven by its dominant smart contract platform status and growing decentralized finance (DeFi) ecosystem.

Market Outlook: Next 48 Hours

Given the current positive momentum and supportive news, we expect XRP, XLM, HBAR, FLR, and XDC to maintain modest upward trends over the next two days. Institutional moves like Fidelity’s stablecoin introduction may boost confidence across the market. However, investors should watch for regulatory updates, especially from the UK, that could introduce short-term volatility.

Bitcoin and Ethereum’s continued strength provides a solid foundation for altcoins, with Ethereum’s smart contract platform likely to drive innovation and adoption. New investors should note that while price swings are normal, these tokens are showing signs of sustainable growth backed by real-world applications.

TL;DR

Today’s crypto market shows healthy gains for XRP, XLM, HBAR, FLR, and XDC, supported by practical blockchain use cases and institutional interest, including Fidelity’s new stablecoin launch. Bitcoin and Ethereum also rose steadily, reinforcing market stability. Expect continued moderate growth in the next 48 hours, but keep an eye on regulatory news that could affect short-term price moves. For new investors, these trends highlight promising opportunities in blockchain projects focused on real-world solutions.