Daily Crypto Market Update – January 3, 2026

Welcome to today’s crypto market update. We’ll focus on five tokens: Ripple (XRP), Stellar (XLM), Hedera Hashgraph (HBAR), Flare Networks (FLR), and XDCE Crowd Sale (XDC). We’ll also give a quick overview of Bitcoin and Ethereum to set the broader context.

Spotlight on XRP, XLM, HBAR, FLR & XDC

• Ripple (XRP): Currently priced at $2.00, XRP has increased by 0.66% in the last 24 hours. This price boost follows recent positive developments around Ripple’s ongoing legal clarity efforts and growing adoption in cross-border payments. The momentum suggests continued interest from investors looking for stable, scalable payment solutions.
• Stellar (XLM): XLM is trading at $0.2205, up 1.37% over 24 hours. Stellar’s focus on fast, low-cost cross-border transactions is gaining traction, especially in emerging markets. This steady rise is supported by new partnerships and network upgrades that improve transaction speed and reliability.
• Hedera Hashgraph (HBAR): At $0.1202, HBAR has seen a mild increase of 0.02%. Hedera’s unique hashgraph technology offers fast consensus and security, attracting enterprise interest. Recent announcements about expanded use cases in supply chain and gaming sectors could drive moderate growth over the next couple of days.
• Flare Networks (FLR): FLR stands at $0.01103 with a strong 24-hour gain of 1.56%. Flare’s integration of smart contract functionality with other blockchains is gaining attention. The upward movement reflects growing developer activity and anticipation of new dApps launching soon.
• XDCE Crowd Sale (XDC): XDC is priced at $0.0521, rising by 0.88%. XDC’s focus on hybrid blockchain solutions for trade finance and banking continues to attract institutional interest. This steady increase suggests positive sentiment as more platforms explore XDC’s enterprise capabilities.

Bitcoin and Ethereum Context

Bitcoin is at $90,038, showing a slight dip of -0.28% in the past day. The minor pullback came after a brief market reaction to geopolitical news but Bitcoin quickly stabilized, maintaining its position as a strong store of value.

Ethereum trades at $3,106.44, down by -0.42%. Despite the small decline, Ethereum remains the backbone of decentralized finance (DeFi) and smart contract development. Recent news highlights Ethereum and Solana gearing up for a DeFi reboot in 2026, which promises renewed growth opportunities.

Market Outlook for the Next 48 Hours

The positive trends in XRP, XLM, FLR, HBAR, and XDC indicate steady investor confidence, driven by technological advancements and expanding real-world use cases. We expect these tokens to maintain moderate gains or stable prices as adoption news continues to emerge. Bitcoin and Ethereum should remain relatively steady, with Bitcoin acting as market anchor and Ethereum poised for growth fueled by DeFi developments.

TL;DR

Ripple (XRP) and Stellar (XLM) lead small but meaningful gains today, supported by growing adoption in payments and cross-border finance. Flare Networks (FLR) and XDCE (XDC) show promising upward moves thanks to developer activity and enterprise interest. Hedera Hashgraph (HBAR) holds steady as its unique tech draws attention. Meanwhile, Bitcoin and Ethereum remain stable, setting a solid foundation for the market as 2026’s DeFi revival gains momentum.